Imagine you are a small business owner Essay Example | Topics and Well Written Essays - 1000 words

Imagine you are a small business owner - Essay Example Net margin can be calculated dividing net income by total sales. The managers of small businesses must pay close attention to the profitability of the business as well as its cash flow position. The current ratio is a good ratio to analyze small businesses because it measures the liquidity of a company. It measures the ability of the company to pay off its short term debt. A current ratio is positive if is above 1.0. The inventory turnover ratio measures how many times a company sold its inventory during a year. The desired outcome is to have a high inventory turnover rate. Three ratios that are suitable to evaluate the financial performance of a large enterprise are return on assets (ROA), return on equity (ROE), and debt to equity ratio. Return on asset measures how well assets were employed by management, while return on equity measures the extent to which financial leverage is working for or against common stockholders (Garrison & Noreen, 2003). The debt to equity ratio is calcul ated dividing total liabilities by stockholder’s equity. B) Explain the advantages and disadvantages of debt financing and why an organization would choose to issue stocks rather than bonds to generate funds. Debt financing has become an extremely popular financing tool in today’s global economy. ... â€Å"Another advantage of debt financing is that interest paid on debt reduces tax burden of the business† (Kido, 2012). Despite the advantages of debt financing it also has cons. A drawback of debt financing is that in cases of business failure lenders have first option at the liquidating assets of a firm. A second drawback of using debt financing is the obligation to pay interest to the lenders. Sometimes interest expenses of debt instrument can be very high. A third con of debt financing is that if it is excessively used it can negatively impact the credit rating of the company (Simplyfinance, 2007). C) Discuss how financial returns are related to risk. Financial returns and risk are two factors that are positively related. This means that to obtain higher rewards managers must assume greater risk. In the stock market companies that have higher risk have a greater chance of equity appreciation. Risk adverse people try to stay away from risk. Being risk conservative can hel p a company minimize the risk of financial loss. â€Å"Financial risk is the loss probability arising from adverse price fluctuations in financial markets or business partner defaults† (Codjia, 2012). When companies get too greedy they often make bad business decisions by incurring in too much risk. Firms that have higher risk tend to have higher cost of capital. When the cost of capital is high the profitability of the company is adversely affected. D) Describe the concept of beta and how it is used. The beta coefficient is a measure of an asset’s risk in relation to the market or to an alternative benchmark or factor (Thefreedictionary, 2012). The average beta coefficient of the stock market is 1.0. When the beta coefficient of a company is higher than 1.0 the stock has

Case study on reducing customer churn fir T-Mobile Essay

Case study on reducing customer churn fir T-Mobile - Essay Example The rule was further enhanced by Sherden as 20-80-30 expressing the idea that the top 20 percent of customers generate 80 percent of the companys profits, half of which is lost serving the bottom 30 percent of the unprofitable customers (Sherden, 1994). Customer retention has become harder with the propagation of internet and increased bandwidth. Provision of several options has made the switching barriers ineffective. In order to keep the customer base in the safety net it is important for the company to fill all the loops and holes to avoid customer leakages. It is always important for the Telecommunication companies to find new and innovative ways of finding about the factors, which lead to the customer defection. It is also imperative for the company to create a connection with the customers being at high risk of defection and reduce the overall churn rate. It is important to tie the above mentioned segments in the loyalty string of the company. An automated survey query can be sent to the customers through email or the survey can be directly undertaken by sending an automated call to the specific numbers of the target audiences in order to get instant response from the customers on daily basis form both the segments of Pay Monthly and Pay as You Go customers. The survey then can be reviewed by the customer care staff so that call centre representatives can purposefully undertake conversation with the customer providing negative feedback. On the next level the customer should be provided with the opportunity to again fill a brief survey form. If again the feedback is negative the customer should be asked if they would like to speak with a manager regarding their issue(s). Managers should be notified of the customer call-back requests on urgent basis. The data regarding the customer’s survey responses should also be provided to t he manager in order to undertake useful follow up with the customers. The loss of the customers can be

IT Research Paper Example | Topics and Well Written Essays - 1000 words

IT - Research Paper Example This serves as the main difference between quantitative and qualitative research. This is because the former does not embrace transitional social aspects in terms of interpretation (Cooper & Hedges, 1994). Cooper, H. & Hedges, L. V. (1994). The Handbook of Research Synthesis. New York: Russell Sage Foundation Q2. The aspect of rigidity is cited as one of the major weaknesses of survey data. Most researchers miss out on important information that may come from interviewees predominantly because of lack of space. This emanates from a rigid design that does not allow for unforeseen information from the masses. Therefore, it becomes difficult for the individual to collect additional and new information about a product being researched. The solution to the problem lies in designing a broader research procedure that is quite flexible. This entails a hectic and tiresome process, but the results are usually worthy. Q3. Most researchers rely on the mechanical method in a bid to handle and org anizing huge numbers of data. Here, computers are largely used to their efficiency and speed that cannot be handled by the human brain. It is important to note that computers basically rely on tallying or counting words, phrases, and all sorts of coincidences that can be spotted within the data. One advantage of computers is the leverage it possesses over human beings in terms of speed and efficiency. Computers can also work efficiently in specified cases where certain positive comments about a given product are mentioned in the data (Patton, 2002). This type of data can be assessed using the so-called "red flags" and "green flags." It becomes easier to organize and handle data in this case even though it does not apply to all researches. This point also serves as its biggest weakness. Similarly, the method portrays some weakness in terms of failing to incorporate the human element in the organization of data. In other words, human interpretation and guidance is omitted from the equ ation. Patton, M. Q. (2002). Qualitative research & evaluation methods (3rd ed.). Thousand Oaks, CA: Sage Publications Question 4 __________ enable(s) organizations to see how potential employees will behave on the job and how they will adapt to the corporate culture. Answer Internships Networking Personal job applications Employee referrals 5 points Question 5 What type of informative presentation addresses "why" questions? Answer demonstration explanation description instructional 5 points Question 6 What type of informative presentation format simply gives an account of the status quo? Answer explanation briefing training session report 5 points Question 7 Which of the following is NOT one of the general purposes mentioned in the text? Answer to inform to persuade to motivate to critique 5 points Question 8 According to the text, the three functions of an introduction are Answer to entertain, preview purpose, and motivate. to orient, motivate, and build rapport. to build credibil ity, review main points, and provide a closing thought. to motivate, entertain, and celebrate. 5 points Question 9 The interviewee designs the resume and the cover letter based on the __________ and the research done on the company. Answer organizational structure business purpose personal biography work experience 5 points Question 10 An effective closing has three parts. Which of the following describes part two? Answer allowing the candidate to ask any final questions about the position allowing the cand

Wabashiki river report Essay Example | Topics and Well Written Essays - 750 words

Wabashiki river report - Essay Example The materials required for testing in the field included a pencil or pen, notebook, sunscreen, bug repellant, water bottle, field appropriate clothing, weather appropriate clothing and closed shoes for walking in the dumpy area. The sampling strategies used in the field involved stratified random sample where the test objects were categorized into groups and various test conducted on them. The test conducted on the different soils types were aimed at determining the presence of gases like nitrogen and other minerals like potassium and phosphorus in the soil. These samples were taken from different areas like Taken at the top of a hill on the path near the parking lot. Closest to the parking lot, Further down the hill that sample one was taken, down the levi path. Halfway between the parking lot and sharp bend in the path and down past the storm drains on the levi near where the storm drains empty. Moreover, the bottles were used to carry other samples which were tested in the classro om using laboratory apparatus. The results obtained from determining the soil color, soil texture and the acidity or alkalinity of the soil were as follows; the soils texture of the samples tested revealed that the soil was sandy clay because of the sizes of particles of the samples. This sample was collected in an area which was surrounded by trees, small rocks and old grass. The second sample revealed that the soil was clay loam as the soil color value was three. There was presence of soil color and soil chroma, moreover, the Ph was seven. This sample was taken from the lake side and its characteristics were sandy and small rocks. Silty Clay was discovered to posses soil pH between three to four, contained minerals like phosphorous, nitrogen and potassium value at pH value of seven. The experiment proved successful as I established the soil texture, soil Ph, soil acidity

Sentencing in international law requires reasoned discrimination Essay

Sentencing in international law requires reasoned discrimination. Critically evaluate this statement with reference to role of international tribunals - Essay Example licies regarding the international criminal court (ICC).2 Various states recognised the role of ICC in a multilateral system aiming to put to end impunity and set up the rule of law in the declaration, which was adopted in the meeting. As per the declaration, it is right to say that the key role of ICC is the enforcement and inducement of compliance in regard to the specific norms of international law prohibit and prevent mass violence.3 Following the extensive perpetration of unspeakable atrocities which were the consequences of the Second World War, the international community passed an unparalleled call for justice.4 The community sought to end serious crimes via inter alia, which is adopting the convention of preventing and punishing all crime genocides, the four Geneva conventions and the principles of Nuremberg.5 Despite the fact that sentencing in domestic jurisdictions’ importance has grown over time, it still remains part of international criminal law which is undergoing construction and is likely to be unregulated in various aspects. International sentencing law and practice has not yet been defined by proper specific norms and principles under which one should be prosecuted. International judges have continued receiving little guidance on matters concerning prosecution of individuals. Yugoslavia (ICTY) and Rwanda (ICTR) are the best examples of international sentencing which can comprehensively and coherently explain how the system works. Despite the lack of credible enforcement mechanisms, violating international humanitarian laws have continued over time with glowing impunity. The international community has responded promptly by taking a joint action that involves creating an interconnection system of international justice aiming at preventing impunity for the worst atrocities likely to happen to mankind.6 This vision came into reality in 1998 when states approved and adopted the multilateral treaty by the name Rome Statute of the International

Geopolitical Origins of the Iran-Iraq War- Article Review Essay

Geopolitical Origins of the Iran-Iraq War- Article Review - Essay Example A different group contends that this dispute was a pretext for the escalation of hostilities of other sorts, all of which were non territorial. In this article the writer outlines the causes of the Iran-Iraq war conflict he even examines each and every factor with reference to their geographical position. In the first paragraph of the article the writer described how and when the war started and what were the factors involved in the war. According to observes the war was started by Iran and Iraq was the aggressor in this war all the time. To give an idea how aggressive Iraq was, the writer mentioned that between March 1979 and September 1980 it had experienced 434 attacks by Iraqi artillery, infantry, and armored forces as well as 363 violations of its airspace. Iraq asserted that it had suffered 544 violations of its borders and airspace during essentially the same period. (J. M. Abdulghani, Iraq and Iran: The Years of Crisis (London: Croom Helm, 1984), 200.). As the war continues both countries are involved in the propaganda, sabotage, terrorism. Iraqi forces penetrated deep into Khuzistan and captured a strip seventy to one hundred miles wide along the western border of the province. Khuzistan is significant because its ethnic composition is primarily Arab and it contains the prin cipal oil reserves and refining operations in Iran. The writer mentioned that this war continues in five phases; the first was the Iraqi offensive that began on 22 September 1980 and ended by March 1981. The second phase consisted of a year-long stalemate during which Iraq held approximately 14,000 square kilometers of Iranian territory but was unable to advance. The third phase, beginning in March 1982, was marked by an Iranian counteroffensive that drove Iraqi troops from the occupied territory and even penetrated a short distance into Iraq. That counteroffensive was spent by late fall

Marketing demographics Essay Example for Free

Marketing demographics Essay The profile for the potential customers of Bob Bicycles consists of the following geographic, demographic, and behavioral factors: It is said that the immediate geographic target of the company is London. In terms of demographics, the company’s market segment includes male and female whose age ranges from 25 above. In a study conducted, it is noted that commuter cycling in the city is mainly dominated by white males with ages ranging from 25-44; this is because women is facing more barriers in cycling than men (See Figure 2). Most cyclists are also employers and employees who have seen the benefits of cycling with their health, economic and personal factors. As can be seen, children are not considered as a potential market since London is not allowing children to use bicycle for transport. Aside from this, other factors to be considered in the demographics of the potential customers of Bob includes the levels of bicycle usage, reasons for use, behavioral factors and geodemographic factors. Figure 2 Profile of Commute Cyclists 2006-2007 Behavior Factors. In terms of behavioral and cultural aspects, it can be said that Bob bicycles can be considered to have a big potential in London because of the high quality bicycles of Bob which meets the current trends in the bicycle market. In addition, there is a value attributed to the used of bicycle as a means of transport. There are various attitudes to cycling that should be considered by Bob in the London market (See figure 3). This result was based on the study conducted by TFL Omnibus Survey in 2007. Most of the perception of the individuals with regards to cycling is its economic, personal and health benefits. Figure 3 Attitude towards Cycling. Based on the analysis, it can be said that Bob’s plan of expanding his business in the London market, is very feasible and potential based on the current trends in business environment and the pool of demographics and potential target markets. Reference Automatic Traffic Count Data (2007). London Travel report 2007, 2007, TfL. Online available http://www. tfl. gov. uk/assets/downloads/corporate/London-Travel-Report-2007-final. pdf. Retrieve October 6, 2008. Heywood, C (2004). The Near Market for Cycling in London. Online available at http://www. tfl. gov. uk/assets/downloads/businessandpartners/cycling-market-report. pdf.retrieve October 6, 2008 Cycling Action Plan (2004). Creating a chain reaction The London Cycling Action Plan. Online available http://www. tfl. gov. uk/assets/downloads/businessandpartners/cycling-action-plan. pdf. Retrieve October 6, 2008 Cycling and Motorbikes (2008). Online available at http://www. bbc. co. uk/london/content/articles/2005/06/14/cycling_inlondon_feature. shtml. Retrieve October 6, 2008 Synovate Ltd (2008). TfL Omnibus attitudes to cycling, 2007, Synovate. Online available http://www. tfl. gov. uk/assets/downloads/businessandpartners/cycling-training-effectiveness-results-summary-2008. pdf. retrieve October 6, 2008.